Pension investments in fixed deposits declined by 11.7 per cent in the six months to December 2025 following the Central Bank of Kenya’s (CBK) consistent reduction of the base lending rate. An industry brief by the Retirement Benefits Authority (RBA) shows this is the only investment vehicle – of the approved 15 – that reported a drop during the period.
The drop, explained the RBA, is associated with lower income from fixed deposits due to the now single-digit interest rate.
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